The Canada Greener Homes Grant does not pay for a standard roof replacement. It does pay for attic insulation upgrades (up to $1,800), and the interest-free Canada Greener Homes Loan can fund up to $40,000 of eligible retrofits — which can include cool-roof upgrades, attic insulation, and solar-ready electrical work bundled with a roofing project. The eligibility step that trips up most Ontario homeowners is the pre- and post-retrofit EnerGuide audit; without both, no payout. As of 2026 the Grant program is winding down for new applicants in some streams, but the Loan remains active. This page walks through what AUK Roofers can bundle into an eligible application and what we cannot.
Last reviewed: · By AUK Roofers editorial team
What the Grant actually covers (and doesn't)
The Greener Homes Grant is targeted at envelope and equipment retrofits that reduce energy consumption. Roofing-adjacent items qualify; cosmetic or maintenance roofing does not.
Qualifies: attic insulation upgrade (R-value increase, up to $1,800)
Qualifies: air sealing of attic penetrations (bundled with insulation)
Qualifies: heat pump installation (separate envelope but commonly paired with roof work)
Qualifies: rooftop solar PV systems (solar-ready electrical, separate Loan stream)
Does NOT qualify: shingle replacement itself, even with premium materials
Does NOT qualify: regular roof repair, flashing, eavestrough work
Does NOT qualify: cool-roof or reflective shingles installed alone without insulation work
The EnerGuide audit — the step that trips people up
Every eligible application requires two energy audits: one before the retrofit (to baseline your home's energy performance) and one after (to verify improvement). Both must be performed by a Natural Resources Canada Registered Energy Advisor. Skip either and the application is denied.
Pre-retrofit audit: $300–$600, performed before any work begins
Audit reports lists eligible upgrades ranked by ROI for YOUR specific home
You receive an EnerGuide rating (0–100 scale) — your retrofit must demonstrably improve it
Post-retrofit audit: $300–$600, performed after work completes — verifies improvement
Partial reimbursement of audit costs available (typically $600 toward the two audits combined)
Registered Advisor list available at nrcan.gc.ca — typical wait time 2–6 weeks for booking in the GTA
The Loan — the more flexible option
The interest-free Greener Homes Loan is often the better fit for homeowners doing a full roof project, because it can fund up to $40,000 of bundled work over 10 years with zero interest. The same eligibility rules apply (audit, registered work, etc.), but the dollar ceiling is dramatically higher.
Up to $40,000 over 10 years, 0% interest, no payment penalty for early payoff
Eligible bundled scope: attic insulation, air sealing, heat pump, solar PV, cool-roof shingles (when paired with insulation)
Underwritten by federal program — credit approval is straightforward for most homeowners
Loan disbursed in stages tied to retrofit completion milestones
Repayment begins after final retrofit verification
Typical AUK Roofers bundled scope
When a homeowner is replacing the roof anyway and wants to capture Greener Homes eligibility, here's the bundle we structure most often:
Week 9–14: Approval received, work scheduled with AUK Roofers
Week 15–18: Retrofit work completed (1–3 weeks for typical attic insulation + roof)
Week 19–22: Post-retrofit audit booked and performed
Week 23–28: Final application submitted with both audits and invoices
Week 28–32: Reimbursement issued to your bank account
Program status as of 2026
The federal program landscape for home retrofit incentives shifts year to year. In 2026 the Grant stream is winding down for new applicants in some categories while the Loan remains active. Provincial Save on Energy programs in Ontario also offer parallel rebates that can stack with federal funding. We recommend confirming current program eligibility directly at nrcan.gc.ca before applying — and we can connect you with Registered Energy Advisors who track program changes weekly.
Common questions.
Direct answers, no filler.
Will the Grant pay for my new shingles?
No — shingle replacement itself is not eligible. Attic insulation done during the same project IS eligible (up to $1,800). If you want the full roof project funded, the Greener Homes Loan is the right tool, not the Grant.
Can I apply after I've already done the work?
No. The pre-retrofit audit must happen BEFORE any eligible work begins. This is the most common mistake — homeowners do the work first and then discover they're ineligible. If you're considering applying, do the audit before anything else.
How much can I actually expect to get back?
Grant: up to $1,800 for attic insulation, plus up to $600 toward audit costs. Loan: up to $40,000 interest-free (a real benefit at 2026 rates — roughly $8,000 in avoided interest over 10 years compared to a HELOC).
Do you handle the application paperwork?
We provide all the documentation you need from the contractor side — itemized invoices, material specs, R-value reports, photos of work performed. The application itself is yours to submit (or your Energy Advisor often helps). We can recommend Advisors who are familiar with our work.
Is the program still running in 2026?
Program status changes. As of our last verification, the Loan stream remains active and the Grant continues for certain envelope upgrades. Always confirm current status at nrcan.gc.ca before booking your audit.
Can I combine Greener Homes with Ontario rebates?
Yes in most cases — federal Greener Homes funding stacks with provincial Save on Energy rebates and many municipal incentives. Your Energy Advisor will identify all stackable programs in your specific postal code.
What if my EnerGuide score doesn't improve enough?
Then partial or no reimbursement. This is rare when the retrofit is significant (attic insulation R-30 → R-60 alone usually moves the score meaningfully) but the post-retrofit audit is the final check. Your Advisor will model expected improvement during the pre-audit so there are no surprises.
Should I wait for a better program?
No — federal programs trend tighter, not looser. The 2026 Loan terms are still genuinely favourable (0% over 10 years), and waiting risks losing eligibility entirely if the program closes to new applicants.
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